Buying Property in Portugal With Crypto

Portugal has become a hotspot for international real estate investors, offering a secure market and crypto-friendly regulations. For those considering investing with cryptocurrency, the process is straightforward when approached correctly.

Crypto-to-Fiat Conversion: A Practical Approach

One of the most practical ways to buy property in Portugal with crypto is through a crypto-to-fiat conversion. This method aligns seamlessly with Portugal’s banking system and ensures a transparent, secure transaction.

This approach offers multiple advantages:

• Seamless Banking Integration: Your cryptocurrency is converted into euros via a trusted bank or payment processor, and the transaction proceeds like a standard real estate purchase, in line with Portuguese banking regulations.

• Transparency and Security: The Portuguese Order of Notaries (ON) provides guidance on crypto-to-euro transactions, requiring documentation to verify the source of funds and comply with AML/KYC regulations. This ensures a smooth and legally compliant process.

• Peace of Mind: Buyers can focus on property selection and investment decisions while the technical aspects of crypto conversion are handled by trusted platforms.

Tax Benefits 

Portugal offers significant tax advantages for crypto investors. As of August 2023, individual investors are exempt from taxes on crypto gains if assets are held for over 365 days and trading is not their primary income source. This makes converting crypto to euros a safe and efficient way to invest in Portuguese real estate.

Premium Residential Opportunities 

For those exploring property investment in Lisbon, Porto, Comporta, and other high-demand locations, serviced apartments present a combination of lifestyle appeal and investment potential. These properties typically maintain strong rental demand due to their locations, quality finishes, and integrated services. For investors, they offer income potential, portfolio diversification, and lifestyle flexibility while benefiting from Portugal’s stable real estate market.

Some of these opportunities are offered by Ando Living, which provides fully managed serviced apartments with modern interiors and access to shared amenities. Readers interested in learning more can explore the projects on their website.

Take the Next Step 

If you are interested in exploring crypto-backed real estate investments in Portugal, OptylonKrea can guide you through the process from start to finish. Submit your details through our contact form to receive more information and personalised advice.