Answering your top questions about Portugal Golden Visa

After a very successful Living in Portugal roadshow across the U.S. this March, we've compiled the most frequent questions from American attendees considering a European move. Whether you're a retiree dreaming of coastal living, a professional seeking new opportunities, or a family exploring educational and different living options, here's what you need to know about Portugal's Golden Visa program in a nutshell.

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Q1: What exactly is the Portugal Golden Visa program?

‍The Golden Visa is Portugal's residency-by-investment program that grants non-EU nationals the right to live, work, or study in Portugal (as well as travel freely throughout the Schengen Area) in exchange for qualifying investments. This program is particularly appealing to Americans seeking flexibility, with minimal physical presence requirements of just 7 days per year on average (or 14 days every two years).

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Q2: Why are so many Americans applying for Portugal's Golden Visa?

‍Recent data shows that Americans now represent approximately 19.5% of all Golden Visa applicants (Agency for Integration, Migration and Asylum (AIMA) 2024 data), making them the top nationality interested in Optylon Krea's investment offerings. This surge is driven by Portugal's safety, excellent healthcare and educational systems, and the potential tax benefits under the Non-Habitual Resident tax regime (NHR 2.0).

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Q3: What investment options are currently available?

‍Following the 2023 reforms, the program now prioritizes sustainable investments—be it in job creation, cultural or research projects, and through private equity funds with a minimum €500,000 investment in an eligible fund, such as the Ando Europe Fund (advised by Optylon Krea). This is by far the most popular option for those considering or seeking residence in Europe, particularly American citizens.

Note: Investment thresholds may increase in 2026, making now an optimal time to begin the process.

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Q4: How long does application processing take?

‍Current processing times have improved to 12–18 months (down from 24+ months pre-2023) thanks to digitalization efforts. Optylon Krea's specialists guide investors through each step to avoid common delays.

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Q5: Can I bring my family?

‍Yes, the Golden Visa covers:

• Spouses/partners
• Children under 26 (if financially dependent)
• Parents (if financially dependent)

All family members gain the same residency rights and path to citizenship after 5 years.

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Q6: How does the Golden Visa compare to the D7 Visa?

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For more detailed information on these visas, check out our article with an in-depth comparison between the Golden Visa and the D7 Visa.

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Q7: How secure are the investment options?

‍Portugal's Golden Visa has maintained a 0% default rate on government-approved funds. Optylon Krea has advised and managed 5 funds with a €450M equity, including various real estate projects and our partner brand Ando Living, which manages over 3,000 apartments across prime European locations.

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Q8: Why choose Optylon Krea?

• Track record: 8+ years specializing in Golden Visas, with a 98% approval rate for U.S. clients
• End-to-end support: From fund selection to residency paperwork and property management (via Ando Living)
• Lifestyle benefits: Enjoy the premium amenities and hospitality services offered by Ando Living, including exclusive access to Clubhouse facilities, curated local experiences, and a welcoming atmosphere designed to make you feel at home in vibrant neighborhoods across Europe.

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Next Steps

‍If you're interested in learning more about Portugal's Golden Visa program, for detailed eligibility criteria, application processes, and investment strategies tailored to U.S. citizens, read our article with a comprehensive Golden Visa guide.

To discuss your specific situation with our investment specialists or schedule a visit to experience Portugal firsthand through a stay at one of our Ando Living properties, contact us at sales@optylonkrea.com.

Optylon Krea has successfully guided over 2,000 investors from 40 countries, with Americans representing our largest client group. Our expertise ensures a smooth transition to your European future. Let’s get started on yours!

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